| Country: | Northern Ireland | 
| Title: | Informal arrangements - ways out of debt | 
| Description: | An informal arrangement (IA) is a way of dealing with your debts. You agree to make regular payments over a period of time to your creditors (people you owe money to). Find out how an IA works, how it affects you and where to get help setting one up. | 
| Link: | https://www.nidirect.gov.uk/articles/informal-arrangements-ways-out-debt | 
| Category: | Finance and Insurance |